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To fix crashes or loading issues in GTA V v3586 caused by adding too many DLC or add-on vehicles, you must replace the stock gameconfig.xml
Michael had landed the jump, clipped a physics boundary, and spawned deep under the Pacific Ocean. But the game hadn't crashed. It was rendering the underwater caustics, the bubbles, the distant whales. The config file was holding the memory buffer together like digital duct tape.
Ensure the "ASI Manager" (Tools > ASI Manager) has all plugins installed, especially the "OpenIV.ASI" and "ASI Loader".